Help to Buy Ireland · Updated 2025
The Help to Buy scheme gives first-time buyers a tax refund of up to €30,000 on new builds. Check if you qualify and calculate your exact refund in under 60 seconds.
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How Help to Buy works
New builds only. Property must be ≤ €500,000. You must be a first-time buyer and have paid Irish income tax.
The refund is 10% of the purchase price, capped at €30,000. Paid directly toward your deposit.
Apply through myAccount or ROS. Your developer confirms the property and Revenue releases the funds directly.
Maximum refund
€30,000
Refund rate
10% of price
Max property price
€500,000
Applies to
New builds only
Want to know exactly what YOU'll get?
Our calculator checks HTB, First Home Scheme, and LDA all at once. It shows your total buying power.
Run the full calculation →You must be a first-time buyer purchasing or self-building a new residential property. The property must cost ≤ €500,000. You must have paid Irish income tax (PAYE or self-assessed) in the four years before your claim.
The refund is 10% of the purchase price, capped at €30,000. So on a €300,000 property you get €30,000; on a €250,000 property you get €25,000.
Yes. You can use both. If you combine HTB with the First Home Scheme, your FHS equity stake is capped at 20% instead of 30%. Most buyers who combine both get the best outcome.
No. Help to Buy applies to newly constructed properties only: new builds and self-builds. Second-hand properties do not qualify.
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